My Ideal Team
Self-Help Group App helps to avoid scams

  • In many places, one or two or many people establish Self-Help Group to get subsidy and other benefits offered by the government and other members are only in name, they do not actually get any kind of benefit.
  • But using Self-Help Group Application brings good governance and transparency in every Self-Help Group . All the members can see all the financial transactions of their Self-Help Group in a very simple language in the mobile and thereby all the members can get the same benefit from the Self-Help Group Application.

Detailed information about government schemes for Self-Help Groups

  • Self-Help Group App contains detailed information about all government schemes for self-help groups. All the documents and application process required to avail those government schemes are available in very simple language.
  • By showing transparent financial transactions of your Self-Help Group through Self-Help Group App, members can get grants and loans from Government, Bank, NABARD and NGOs at very low interest rate.

Facility to view total amount of Self-Help Group and your total share in it

  • It is a very complicated process to calculate the total amount of Self-Help Group using the Self-Help Group notebook and calculate each member's share from it.
  • But through Self-Help Group App it is possible to see the total amount of your Self-Help Group and each member's share without actually doing any calculation.

All members can use Self-Help Group App

  • Self-Help Group App can be used by President, Secretary and all other members. Only the president and secretary will have the right to enter information. Other members can see that information transparently in their mobile.

There is no restriction on the number of members

  • In the Self-Help Group notebook we can write transactions of only 20 members at most, but through Self-Help Group App you can add as many members as you want and manage their transactions.

You can give loans at various interest rates

  • Through Self-Help Group notebook, loan can be disbursed at any single interest rate in a month but through Self-Help Group App, loan can be disbursed at multiple interest rates in a month.

Ability to send WhatsApp messages

  • Self-Help Group App has WhatsApp messaging facility, through which you can send notifications, pending savings, pending loan installments and all other information to all members.
  • Self-Help Group App has the facility to send the complete report of any saving month to the members of Self-Help Group through WhatsApp.

Facility to download all reports in PDF format

  • You can download and save monthly reports in PDF format. You can also take a print out of it.
  • Balance sheets of Self-Help Group and members are available to download in PDF format. A balance sheet is needed to get loan from the government and banks.

Facility to view details of monthly savings deposits and outstanding members

  • The facility to view the list of members who have deposited monthly savings and the list of members who are yet to deposit monthly savings is available in the Self-Help Group App.
  • Self-Help Group App also provides facility to view penalty amount if deposit is delayed.
  • Please check the sample examples below,

Members who have accumulated monthly savings
# Member Savings Penalty
1 Mr. Nilesh Salunke ₹1000 ₹0
2 Mr. Veerpratap Salunke ₹1000 ₹0
- - ₹1000 ₹0
Monthly Savings Outstanding Members
# Member Savings Penalty
1 Mr. Shauryapratap Salunke ₹1000 ₹100
Facility to view the information of members who have loan installments deposited and due

  • The Self-Help Group App is available to view the detailed list of all members who have deposited loan installments and are yet to receive loan installments in the current Savings month.
  • In detailed information, the facility of viewing member's name, loan amount, monthly interest rate, monthly interest and penalty amount is available.
  • Please check the sample examples below,

Members who has deposited loan installments
# Member INSTL Interest Penalty
1 Mr. Nilesh Salunke ₹1000 ₹40 ₹0
₹500 ₹40 ₹0
2 Mr. Veerpratap Salunke ₹1500 ₹40 ₹0
₹1000 ₹30 ₹0
- - ₹4000 ₹150 ₹0
The loan installment is due Members
# Member Loan % Interest Penalty
1 Mr. Shauryapratap Salunke ₹4000 1% ₹40 ₹50
₹1000 2% ₹20 ₹50
- - ₹5000 - ₹60 ₹100
Facility to view current Savings month and current Loan allocation information

  • Self-Help Group App is available to view detailed information about all loan allocations taken in the current Savings month. Along with this, the facility of viewing all current loan allocations is also available in the Self-Help Group App.
  • In detailed information, the facility of viewing member's name, loan amount, monthly interest rate and monthly interest amount is available.
  • Please check the sample examples below,

All loan allocation information for the current month
# Member Loan % Interest(M)
1 Mr. Nilesh Salunke ₹8000 1% ₹80
2 Mr. Veerpratap Salunke ₹10000 1% ₹100
₹4000 2% ₹80
- - ₹22000 - ₹260
All Current Loan Disbursements of Self-Help Group
# Member Loan % Interest(M)
1 Mr. Nilesh Salunke ₹11000 1% ₹110
₹1500 2% ₹30
2 Mr. Veerpratap Salunke ₹12500 1% ₹125
₹4500 2% ₹90
3 Mr. Shauryapratap Salunke ₹4000 1% ₹40
₹1000 2% ₹20
- - ₹34500 - ₹415
Facility to view loan and loan repayment information taken by you

  • The Self-Help Group App provides the facility to view the current balance of the loan you have taken and detailed information about the loan installments paid in the past.
  • Loan amount, monthly interest rate, monthly interest, loan installment, payment date and penalty are available in detailed information.
  • Please check the sample examples below,

Information on loans you have taken
Loan Interest Rate Interest Penalty Payment Date
₹11000 1% ₹110 ₹0 01/03/2021
₹1500 2% ₹30 ₹0 01/03/2021
₹12500 - ₹140 ₹0 -
Loan installments past due information
Month Loan INSTL Interest Rate Interest Penalty
Feb 2021 ₹4000 ₹1000 1% ₹40 ₹0
Feb 2021 ₹2000 ₹500 2% ₹40 ₹0
Facility to view current Loan risk ratio information

  • The Self-Help Group App provides the facility to see which member has taken a loan of the total share of his Self-Help Group App.
  • This will help to keep your Self-Help Group App risk-free by easily knowing whether giving more Loan to a member will be risky or not.
  • Please check the sample examples below,

Current Loan Risk Ratio
Everyone's share in SHG: ₹11,533.33
# Member Loan % Risk
1 Mr. Nilesh Salunke ₹12500 108% LOW
2 Mr. Veerpratap Salunke ₹17000 147% HIGH
3 Mr. Shauryapratap Salunke ₹5000 43% NO
- - ₹34500 - -
Facility to view other expenses and income information of the current Savings month

  • Self-Help Group App is available to view the detailed income other than Savings, Loan Installment, Interest and Penalty in the current Savings month.
  • Along with this, the facility of seeing the other expenses incurred in the current Savings month except loan allocation is also available in the Self-Help Group App.
  • Please check the sample examples below,

या Savings महिन्यातील इतर खर्च
# Description Amount
1 Monthly meeting expenses ₹550.00
Other income in this Savings month
# Description Amount
1 Government Subsidy ₹15,000.00
View and download all statements for any Savings Month

  • Self-Help Group App is available to view all transactions and detailed calculations of any Savings month.
  • You can download the detailed calculation in PDF file and take a print out and keep it with you.

View and download balance sheet for any period

  • The facility to view and download the Balance Sheet of Self-Help Group App for any period is available. Along with this, the facility of viewing and downloading the balance sheet of any member is available.
  • You can download the detailed balance sheet in PDF file, print it and keep it with you. A balance sheet is needed to take a loan from the government and the bank.